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Recovery & Cheque Bounce

Loan / Invoice Recovery

Loan or invoice recovery covers situations where a borrower, customer, or business partner has not repaid a loan or cleared outstanding invoices despite the amount being due. A verified advocate reviews your loan documents, invoices, and communications, sends a formal demand for payment, and advises on and pursues the appropriate legal action to recover the amount owed.

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Bar Council Verified~24 min responsePan-India100% Confidential
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How to get loan / invoice recovery help

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Tell us what happened in a line or two.

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Consult

By call, video, at office or at your location.

Documents that help

Keep these handy

  • Bounced cheque and bank return memo
  • Loan agreement, promissory note or acknowledgement of debt
  • Invoices, bills or purchase orders
  • Bank statements showing the transaction or transfer
  • Any legal or demand notice sent or received
  • Written communication such as messages, emails or letters
Consultation types

Talk how you like

Call consultationDiscuss the matter with an advocate by phone, where available.
Video consultationSpeak with an advocate through video, where available.
Office consultationMeet an advocate at the relevant office or location, where available.
Physical visitRequest on-ground legal assistance where the service and location support it.
Common questions

Recovery & Cheque Bounce — quick answers

What is the time limit for a cheque-bounce notice?
You must send the statutory demand notice within 30 days of receiving the bank's cheque-return memo.
What happens after the demand notice?
The other party gets 15 days to pay. If they don't, a Section 138 complaint can be filed in court.
Can I recover money without a cheque?
Yes — through a civil money-recovery suit, supported by your agreement, invoices or proof of the debt.
How fast can a notice go out?
Often the same day or within 24 hours of your consultation.
What does it cost?
You see the advocate's fee upfront, with no hidden charges.

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